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Just give us a bit more information, and we’ll show you the lowest refinance rates we can offer you right now along with your estimated monthly payments.

See your rates

Won't impact your credit score.

Skip weeks of waiting with One Day Mortgage¹
Learn more.

Lock your rate instantly.

Close 13 days faster than industry average.²

Ask us about paying $0 in upfront closing costs!³

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* 15-minute rate lock available to qualified refinance applicants who complete required steps in their Better account. Not available for all loan scenarios.

** Based on Better Mortgage’s average refinance closing time compared to the industry average, per ICE Mortgage Technology data (July–December 2024). Individual timelines may vary.

¹ Better Mortgage’s One Day Mortgage promotion offers qualified customers who provide certain required financial information/documentation to Better Mortgage within 4 hours of locking a rate on a mortgage loan the opportunity to receive a conditional underwriting determination from Better Mortgage within 24 hours of their rate lock. Better Mortgage does not guarantee that a conditional underwriting approval will result in a final underwriting approval. See One Day Mortgage Terms and Conditions.

² See claims.

³ See what is a no closing cost refinance.

© 2026 Better Home & Finance Holding Company and/or its affiliates. Better is a family of companies. Better Mortgage Corporation provides home loans; Better Real Estate, LLC and Better Real Estate California Inc License # 02164055 provides real estate services; Better Cover, LLC sells insurance products; and Better Settlement Services provides title insurance services; and Better Inspect, LLC provides home inspection services. All rights reserved.

Home lending products offered by Better Mortgage Corporation. Better Mortgage Corporation is a direct lender. NMLS #330511. 1 World Trade Center, 80th Floor, New York, NY 10007. Loans made or arranged pursuant to a California Finance Lenders Law License. Not available in all states. Equal Housing Lender . NMLS Consumer Access

BETTER MORTGAGE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, PROMOTIONS AND BENEFITS AT ANY TIME WITHOUT NOTICE. Rates and Terms are subject to change at anytime without notice and are subject to state restrictions.

Better Mortgage Corporation, Better Real Estate, LLC, Better Settlement Services, LLC, Better Cover, LLC, Better Connect, LLC, and Better Inspect, LLC are separate operating subsidiaries of Better Home & Finance Holding Company. Each company is a separate legal entity operated and managed through its own management and governance structure as required by its state of incorporation, and applicable and legal and regulatory requirements. Products not available in all states.

Any unauthorized use of any proprietary or intellectual property is strictly prohibited. All trademarks, service marks, trade names, logos, icons, and domain names are proprietary to Better Home & Finance Holding Company. Better Home & Finance Holding Company trademarks are federally registered with the U. S. Patent and Trademark Office. Better Cover is a registered trademark with the U.S. Patent and Trademark Office and is owned by Better Cover, LLC.

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You’re almost there

Why customers love Better Mortgage

Why customers love Better Mortgage

Trusted by customers.
Recognized by experts.

You’re almost there

Why customers love Better Mortgage

Why customers love Better Mortgage

Trusted by customers.Recognized by experts.

Trusted by customers.
Recognized by experts.